Legal

Terms & Conditions

Effective Date: February 23, 2026

1. Acceptance of Terms

By accessing and using the Jv Brands website at jv-brands.com (the "Site"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site or services. Jv Brands reserves the right to modify these Terms at any time. Continued use of the Site following any changes constitutes acceptance of the updated Terms.

2. Services Overview

Jv Brands provides business funding and financial services, including but not limited to term loans, lines of credit, equipment financing, revenue-based financing, short-term financing, and working capital loans. All services are subject to eligibility requirements, credit approval, and applicable terms specific to each funding product. Submission of an application does not guarantee approval or funding.

3. Eligibility

Our services are intended for business owners and authorized representatives who are at least 18 years of age and legally authorized to enter into binding agreements. By using our Site and submitting an application, you represent that you meet these eligibility requirements and that all information you provide is accurate and complete.

4. Use of the Website

You agree to use this Site only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use of the Site. You may not attempt to gain unauthorized access to any part of the Site, its servers, or any systems connected to the Site. All content on this Site, including text, images, logos, and design elements, is the property of Jv Brands and is protected by applicable intellectual property laws.

5. Application & Information Accuracy

When you submit an application or contact form through our Site, you agree that all information provided is truthful, accurate, and complete. Jv Brands reserves the right to verify any information you provide and to deny services if any information is found to be false, misleading, or incomplete.

6. SMS Terms & Conditions

By opting in to receive text messages from Jv Brands, you agree to the following terms regarding our SMS communications program:

Jv Brands may send SMS and text messages to the phone number you provide using an automatic telephone dialing system (ATDS) or prerecorded voice technology. Messages may include information related to your funding inquiry, application status updates, appointment confirmations, and promotional offers about our financial services.

Message frequency may vary based on your interactions with Jv Brands and the status of any pending applications. Standard message and data rates may apply as determined by your mobile carrier. Jv Brands is not responsible for any fees charged by your wireless provider.

You may revoke your consent and opt out of receiving SMS messages at any time by replying STOP to any text message from Jv Brands. Upon receiving your opt-out request, we will send one final confirmation message and cease further text communications. For assistance with our SMS program, reply HELP or email us at info@jv-brands.com.

Your consent to receive messages sent via an automatic telephone dialing system (ATDS) is NOT a condition of purchasing any goods or services from Jv Brands. You are free to decline SMS communications and still access our funding products through email, our website, or other available channels.

7. Disclaimer of Warranties

This Site and all information, content, and services provided through it are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied. Jv Brands does not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components. We make no guarantees regarding specific funding outcomes, approval rates, or interest rates.

8. Limitation of Liability

To the fullest extent permitted by law, Jv Brands and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or our services. This includes, without limitation, damages for loss of profits, data, or other intangible losses.

9. Indemnification

You agree to indemnify and hold harmless Jv Brands, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Jv Brands operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the appropriate courts of that jurisdiction.

11. Contact Us

If you have questions about these Terms & Conditions, please contact us at:

Jv Brands
Email: info@jv-brands.com
Website: jv-brands.com